| DID YOU KNOW |  |
| Did you know that foggy conditions call for low beams? | |
| Fog is made of water droplets that reflect light, so putting your headlights on high-beam actually makes it harder to see while driving. Next time you’re behind the wheel in foggy conditions, keep your lights dim–and your speed low. | |
Your liability for damages that occur when a tree on your property falls on your neighbor’s property is not clear cut.
Life insurance is more than a savings account for your loved ones. Learn the ins and outs of this valuable financial asset and see why it is important no matter your age.
When you’re married and have children, insurance needs will be different.